Hong Kong hosts diverse FinTech communities and associations but there has historically been no formal structure or direction behind them. FTAHK aims to create a unified voice for this community, representing the breadth and diversity of Hong Kong’s FinTech ecosystem where all participants can play a vital role.
The Hong Kong Government is supportive of growing a vibrant FinTech industry in Hong Kong. It has expressed this in a variety of ways including FinTech facilitation offices, a regulatory sandbox and new payment licences. It is also supportive of this Association.
The FinTech Association of Hong Kong’s goal is to elevate Hong Kong’s status as a FinTech hub. The objective is to be inclusive and not just a place for start-ups to engage with one another. It aims to provide direction for FinTech activity in Hong Kong, representing and linking all organisations that have an interest in the area, including startups, FSIs, academia, Government, investors, corporates and accelerators. It also provides members with a single point of access to innovators, investors, regulators, policy makers and commercial partners.
Creating a structure at the heart of the FinTech ecosystem in Hong Kong allows it to be fully represented locally and globally. The Association combines expertise, independence and a not-for-profit status making it unbiased and fully representative in terms of Hong Kong FinTech activity as well as representing Hong Kong FinTech internationally. Its Board members are drawn from across the spectrum to ensure diverse representation.
The Association is an industry-driven initiative, rather than a government-led approach to ensure it fits with Hong Kong’s entrepreneurial character. What separates Hong Kong from most other markets is that it is business-led and government supported. Structuring the Association similarly distinguishes it from other initiatives around the world and gives it the best chance of making a positive impact.
Committees are being formed on key areas of focus for FinTech development in Hong Kong to help provide direction and stimulate development. This is not just another bankers’ club or accelerator; it’s about bringing together interested parties from across HK and beyond to facilitate, mentor and educate – and through this create a bigger, more interconnected ecosystem to benefit the wider Hong Kong community.
金融科技生态系统
香港凭借自身的优势，必将引领金融科技的发展。
它是世界上最具影响力、最活跃的金融中心之一，位于中国、亚洲和世界其他地区的交汇处。它已经拥有庞大而多样的金融科技社区，并向全球传播金融科技的发展。它是世界上联系最紧密、最复杂的城市之一，那里的人们受过良好教育、越来越富裕，而且有着悠久的创业传统。
未来五年内香港日益壮大的金融科技生态系统有望得到显著增长。
它将受到一些倡议的推动，例如香港货币管理局和香港应用科技研究院（ASTI）联合开发的监管沙箱以及金融科技创新中心。
香港具有打造世界领先的金融科技产业的一切条件。
随着香港金融科技协会不断强化并利用各个参与者的优势，该产业将为未来的持续发展创造催化剂。
香港-澳门-广东大海湾地区。
作为香港-澳门-广东大海湾地区指定的金融中心，它将进一步加强香港与广东市场的连通性，特别是在金融服务、保险业的技术与创新方面，加强与深圳市场的连通性。
尽管已经取得了一些进步，但是仍然需要进一步努力才能获得最大效益。
下一个关键步骤将是调整该城市的监管框架，不仅要为企业提供更清晰的信息，以便其入驻该城市，而且要更新规则，使他们遵守新商业惯例，同时继续为投资者和消费者提供强有力的保护。