Founded in 2020 and being the first "Green Mortgage Matched- Lending Platform" ('platform") in Asia, Propcap is the strong believer on "financial inclusion" and "sustainable finance" by deploying an innovative solutions to game-changing the traditional financial industry. The platform provides mortgage to BORROWERS who are underserved by the traditional banking, streamlining the loan approval process with its "proprietary alternative credit assessment model" & "cross-boundary data flow". FUNDERS are able to choose the various mortgage deals from the platform, unlocking the alternative private credit assets options in the financial industry for HNWI or family offices.
Propcap transforms the way of "mortgage" into " green mortgage (or sustainable finance) " by underwriting the underlying properties with its decarbonisation standard, encouraging BORROWERS purchasing properties with low-carbon emission while incentivise them by offering the lower interest rate. "Impactful Investment" are created via Propcap's platform, paying the way of "sustainable finance" as new form of asset class in the financial industry.
The platform is built under the bank-graded architecture and has been certified by ISO9001 & ISO27001. In addition, Propcap had compiled its first "ESG Reporting " in 2023 (using GRI standard) and the report has been registered under the "Dun & Bradstreet" 's ESG performance ranking.
For the product innovation, Propcap is revolutionising the traditional assets into digital opportunities by transforming the "green mortgage" in a new form of "RWA tokenisation"