At Hyperlayer, we revolutionise banking, loyalty, and rewards with a powerful, scalable platform designed to transform customer engagement, drive financial empowerment, and foster business growth.

Our globally unique capabilities have been developed and tested over 5 years on our multi-award winning and top-rated UK consumer spending app, HyperJar, working with over 250k families and leading UK merchants. Among many other innovations, Hyperlayer has pioneered world-first social spending and sharing functionality and fully automated loyalty and rewards offers – all proven on HyperJar.

Our enterprise partners include global leaders in banking, wealth & asset management, retail, loyalty and rewards. They are leveraging Hyperlayer to deliver configurable, hyperpersonalised products and services at scale down to a segment-of-one.

We seamlessly orchestrate and execute rules across multiple parties, ledgers and value stores, ensuring precision in every bank transaction, payment, and redemption. Whether managing complex loyalty programs or executing real-time payment flows (or both), our platform operates with unparalleled scalability, speed, and adaptability.

Our solutions allow organisations to create, manage, and optimise comprehensive loyalty systems, enabling cardholders to earn and redeem points, complete missions, and access tailored rewards. By fostering deeper connections between brands and their customers, we enable businesses to unlock long-term value.

Hyperlayer is more than a transactional solution – it’s a configurable financial ecosystem that transforms diverse industries including financial services, retail, travel and leisure, restaurants, transportation, sports, media and advertising. With intuitive user portals, configurable integration endpoints, and a cloud-native infrastructure, Hyperlayer delivers a comprehensive ecosystem designed to address today’s challenges while positioning our partners for innovative, scalable, and operational excellence in the years to come. Through features like configurable virtual accounts, programmable payments and conversational banking, Hyperlayer extends far beyond loyalty, making us the ideal strategic partner for organisations that seek to empower their customers and revolutionise their business.